Financial Aid
Federal Aid
Private Student Loans
Scholarships
Tax Credits & Benefits
Financial Aid Contact Info
Federal Aid
To find out how much federal aid you qualify for, you need to complete a FAFSA at www.fafsa.ed.gov.
Federal Grants
Need-based Grant
Eligibility for need-based grants is determined by completing the Free Application for Federal Student Aid (FAFSA). After the FAFSA has been processed, a response will be mailed calculating the student's eligibility for need-based grants. Families may estimate their eligibility by using the financial aid need estimator found on our website.
Federal Pell Grant
Awarded to undergraduate students who qualify based on financial need. The maximum award is $4,050 per year.
Federal SEOG Grant
Awarded to Pell Grant recipients who demonstrate exceptional financial need. The maximum award is $500 per year.
Federal Stafford Student Loans
Each year, the following loan amounts are available to all eligible students considered financially independent for financial aid purposes at an interest rate of 6.8%:
Sophomores: $7,500
Juniors: $10,500
Seniors: $10,500
Private Student Loans
Loans can also be obtained from private lenders
such as Sallie Mae. Visit them online at
www.salliemae.com.
Scholarships
Lael Miller Scholarships for Women
Amount: $800-$1,000
Eligibility Criteria: Awarded to women aged 25 or older. Funds may be used for tuition, transportation, childcare, and other expenses not covered by traditional scholarships. www.lindalaelmiller.com/scholarships/scholarships.asp
Single Parent Scholarship
For single parents who are undertaking an
undergraduate degree, Federal Pell Grant recipients
and Arkansas residents. For more information and
an application, please call (479) 927-1402 or visit
www.aspsf.org.
Business and Professional Women's Foundation
Career Advancement Scholarship
Amount: varies
Eligibility Criteria:
The applicant must be a woman at least 25 years of age May 2, 2006. She must be a US citizen or US national who demonstrates critical financial need and be officially accepted into an accredited program or certificate program at a US college or university, including American Samoa, Puerto Rico and the Virgin Islands. She must plan to graduate or receive certification between December 1,2006 and August 31, 2008. She must demonstrate clear career plans, and not be earning a doctoral-level or terminal degree, such as a PhD, MD, DDS, DVM, JD, etc.
Deadline: April 15, 2007
www.bpwusa.org
1-800-525-3729
Executive Women International
Adult Students in Scholastic Transition
Amount: $500 - $1000 $2,500 Corporate
Eligibility Criteria:
Applicant must be a woman of 18 years or older who shows financial need while being a socially, physically and/or economically challenged adult. She must be responsible for small children and have clearly defined career goals & objectives. She must specify the educational requirements to attain the above goals and utilize re-entry programs through colleges/universities, community. She must be residing in boundaries of an EWI Chapter. Applicants can print the PDF application
Deadline: April 6, 2007
www.executivewomen.org
Single Parent Scholarship Fund of Benton County
Amount: Amount varies
Eligibility Criteria:
Applicants must be a resident of Benton County, AR and high school graduate or GED recipient. He or she must also be a single head-of household with custody of children and show financial need
www.spsfbc.com
Workforce Improvement Grant
A need-based grant for nontraditional per year for students at least 24 years old. Must have a need unmet by the Pell Grant (meaning you must already have the Pell before being considered). Awarded up to $2,000. Apply by submitting the FAFSA. Funds are distributed on a first-come, first-serve basis, so apply early!
www.arkansashighered.com/wig.html
Arkansas Livestock Show Assn
WR 'Witt' Stephens Creative Arts Scholarship
Amount: (2) annual awards of $2500 each, payable $1250 per semester
Eligibility Criteria:
Member of an Arkansas 4-H Club, FCCLA, FBLA or FFA Chapter and who has exhibited and placed 1st, 2nd or 3rd in the Junior Creative Arts Divisions at agricultural fairs in the State of Arkansas. Minimum GPA 2.5; minimum ACT score 18.
www.arkansasstatefair.com/fair/creativearts.php
Arkansas Student Loan Authority
R. Preston Woodruff, Jr. Scholarship
Amount: $1,000 and one $1,000 renewable for four years
Eligibility Criteria:
The applicant must be either a resident of Arkansas who will be attending an in-state or out-of-state postsecondary education institution or an out-of-state student attending a postsecondary education institution in Arkansas. Postsecondary education institution refers to a 2 or 4 year university, college, technical or trade school. The applicant must plan to be enrolled in a post-secondary institution for the fall 2007 - spring 2008 academic year and must be enrolling on at least a half-time basis.
Deadline: April 1, 2007
www.asla.info/collegeplanning/woodruffscholarship.htm
Tax Credits & Benefits
Veterans Benefits
Eligibility is determined by the Veterans Administration. Contact your local Veterans Administration representative.
Educational Tax Benefits
The following is a summary of education-related tax benefits. We highly recommend that you consult your tax advisor or review IRS Publication 970 for information on how these benefits might apply to your particular tax situation.
Tax Credits
Tax credits allow for a dollar-for-dollar reduction of taxes. For example, a tax credit of $1,000 will reduce a family's tax liability by $1,000. Full tax credits are restricted to families with incomes under $100,000. Expenses that qualify for tax credits include school tuition and required fees, minus any tax-free grants, scholarships or employer payments.
Lifetime Learning Tax Credit
A $1,000 per-family tax credit may be claimed for students beyond the first two years of education. There is no limit on the number of years for which the credit can be claimed for each family.
Tax Deductions
Families with incomes under $130,000 may deduct up to $3,000 for payment of tuition and fees incurred each tax year. Expenses that qualify for a tax deduction include school tuition and required fees, minus any tax-free grants, scholarships or employer payments.
Financial Aid Contact Info
For answers to any of your Financial Aid questions please call
Lynette Brooker
501-279-4602
lbrooker@harding.edu
Harding University
Student Financial Services
www.harding.edu/finaid
finaid@harding.edu
1-800-477-3243 (toll free)
501-279-4257 (direct)
501-279-5438 (fax)
Box 12282
Searcy, AR 72149-0001
915 E. Market Ave.
American Heritage Center
8 a.m. to 5 p.m. (CST) Monday - Friday
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