Grants
Grants are monies, awarded on the basis of financial need, that do not need to be repaid.
Eligibility
Eligibility for need-based grant funding is determined by completing the Free Application for Federal Student Aid (FAFSA). After the FAFSA has been processed, a response will be mailed indicating your Estimated Family Contribution (EFC). If you and your family have an EFC below 4300 you will generally qualify for federal Pell grant funding and other need-based aid.
Federal Pell Grant
The federal Pell Grant is awarded to undergraduate students who qualify based on financial need. The federal Pell grant range for 2007-2008 is $4,310 for students with a zero EFC, and $400 for students with an EFC of up to 4310. Pell grants are not available if the EFC is greater than 4310. Applicants apply by completing the Free Application for Federal Student Aid.
Federal SEOG Grant
Federal Pell grant recipients with an exceptionally low EFC (generally under 2000) may qualify for the federal Supplemental Educational Opportunity Grant. The maximum annual SEOG award at Harding is $500 for students enrolled full time. You may apply by completing the Free Application for Federal Student Aid.
Federal Academic Competitiveness Grant
The Federal Academic Competitiveness Grant (ACG) provides up to $750 for the first year of undergraduate study and up to $1,300 for the second year students who are eligible for a Federal Pell Grant and who have successfully completed a rigorous high school curriculum as determined the state or local education agency. Details are available at the FAFSA main website.
Federal National Science & Mathematics Access to Retain Talent Grant
The Federal National Science& Mathematics Access to Retain Talent (SMART) Grant provides up to $4,000 per year to full-time undergraduates in their third and forth years. Students who are eligible for the Federal Pell Grant and who are majoring in physical, life, or computer sciences, mathematics, technology, or engineering or in a foreign language determined critical to national security may receive the SMART Grant. Details are available at the FAFSA main website.
Federal TEACH Grant/Loan
New for 2008-09, the Federal TEACH Grant/Loan is aimed to benefit current and prospective teachers at the undergraduate and graduate level with a $4,000 per academic year grant/loan. Several conditions exist including the agreement to serve/promise to pay requirement. Details are available at the FAFSA main website.
Harding Freshman Grant
All federal Pell grant recipients (with an EFC under 4310) qualify for a one-time matching Harding grant with a minimum $1000 award. To qualify, you must be classified as new (freshman) students with fewer than 14 units earned at another college or university. Awards given are for tuition only and not to exceed 100% tuition costs.
Restricted/Endowed
The Harding Grant and Harding academic scholarships are funded by the generosity of friends and alumni of Harding University. A limited number of funds are available based on restricted criteria, such as awards to benefit students from certain regions of the country. Should you match the restricted criteria established by a donor, you will be contacted and invited to apply for restricted/endowed funding.
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