Your use of this website acknowledges your agreement and acceptance with the terms identified in this agreement.


Site Use Agreement and Terms

Unless otherwise stated, all terms herein referring to this "Site" or its "Author" specifically refer to the Business Minutia website and Dr. Mark Davis. Unless otherwise stated, all terms herein referring to "Host Site" specifically refer to Harding University and the website. 

This Site is an educational support site, not a business enterprise site. It is prepared and maintained by the Author and is posted on the Host Site with the consent of Harding University. This Site provide academic support to students taking courses under the instruction of the Author and provides generalized academic consulting information.

Copyright Protection

This Site is protected under the UNITED STATES COPYRIGHT ACT. All information on this Site remains the sole property of the Author. Materials obtained from other sources are controlled by copyrights of their respective authors. Information and materials on this Site may not be modified, reproduced, transmitted, or distributed without the expressed written permission of the Author. Every effort is made on this Site to comply with copyright laws. Questions regarding copyright of materials should be directed to this website Author.

Materials owned by "other authors" are posted on this Site for purely academic purposes as allowed in the Copyright Act, Section 110 (the TEACH Act). Students using academic materials must comply with copyright laws. Materials on this Site may be used by students who 1) are currently enrolled in the Author's classes, 2) download only materials approved and assigned to their enrolled class, 3) do not modify, reproduce, or distribute the materials. Unauthorized copying or use of the material violates the United States Copyright Act.

Adobe, the Adobe logo, Acrobat, the Acrobat logo are either registered trademarks or trademarks of Adobe Systems Incorporated in the United States and/or other countries.

Word, Excel, and Microsoft is the registered trademark of Microsoft Corporation as incorporated in the United States and/or other countries.



This Site reserves the right to track IP addresses, use cookies, or other methods to monitor website use. All messages, comments, and communications with this Site or its Author may be retained and used the Author's sole discretion. You are prohibited from transmitting to/from this Site any information that is unlawful or in violation of the Host Site's policies. Student grade posting and privacy are maintained in accordance with published guidelines; if problems are encountered, contact the Author.


Individual desiring the removal of a personal picture from this Website may have pictures removed immediately by contacting the Author.


This Site contains links to other websites and the Host Site. Please be aware that other websites differ in privacy and website use policies. You should read their policies before using the site. The Author does not endorse linked sites. The Author makes every effort to post materials suitable for all users. Occasionally, some links may change ownership or content and become inappropriate for linking. Any material or links found to be questionable should be reported to this website's Author.


This Site is privately owned and published by the Author. Information on this site is not intended to form any legally binding partnership, relationship, agreement, or offer. Services discussed on this site are selective in nature and are not available in all circumstances. As with any consulting or assisting service, businesses are encouraged to carefully evaluate and consider findings and recommendations before implementing recommendations.

Site Disclaimer

Materials, links, and information provided on this Site are provided "as is" without warranty of any kind, expressed or implied, including warranty of accuracy, currency, completeness, usefulness, or being virus-free. All material used from this Site is used at the sole risk of the user. Neither the Host Site nor the Author may be held responsible for material errors, omissions, inaccuracies, or usefulness. Users of this Site agree to "hold harmless" the Author and Harding University from any and all claims arising out of, or related to, the use of this site, links, inability to access the site, information contained on this site or any related website use. The opinions and views reflected on This Site are those of the Author and may not reflect those of Harding University.

Any software or downloads recommended or linked from this site shall remain the total responsibility of the end-user. The Author of this site shall not be liable for any direct, indirect, special, incidental or consequential damages and losses, under any circumstances.

Host Site Mandatory Disclaimer: The information contained herein is for the sole purpose of information and education. The Author and Harding University do not guarantee correctness of all information presented and are not liable for any reliance by the user on the information obtained through this Web site. However, every attempt is made to ensure the accuracy of the content. Please contact the Author if you find anything that is a concern.

Revisions and Questions

From time to time the Author will revise these site use and privacy terms to better reflect changes in the law, technology, or the Author's needs. Therefore, you should review these terms with each visit so that you are up to date on the most current terms.

Questions regarding this site information should be addressed to the Author



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