Manage Student Loans | Repayment Assistance | Harding

Get help with repaying your loans

Estimate Loan Repayment

See how much you owe and estimate your repayment on available repayment plans (login required)

Loan Simulator

Calculate student loan payments
Compare loan repayment options that best meet your needs and goals
Use the Loan Simulator to decide whether to consolidate your student loans

Federal Direct Loan Forgiveness for Teachers

Currently available only for teachers
Five years of service required
Up to $17,500 in loans may be forgiven

Federal Direct Loan Forgiveness for Public Service

Created by Congress to encourage individuals to enter and continue to work full-time in public service jobs
Save thousands of dollars by working for a government or nonprofit organization
Qualify for forgiveness of any remaining balance on your eligible federal student loans after 10 years of service and 10 years of on-time payments
To apply, complete the Employment Certification pdf

Health Resources and Services Administration Loan Repayment Programs (HRSA)

Offers loan repayment assistance to physician assistants, registered nurses, advanced practice registered nurses, such as nurse practitioners
Requires working full-time in a critical shortage facility OR nurse faculty at an accredited school of nursing

Federal Perkins Loan Forgiveness

Perkins loans, if received, can be 100% forgiven for working in selected fields
Current eligible fields: teaching, volunteer work (AmeriCorps, Peace Corps, VISTA), military service, and legal or medical studies
Harding contact for more information: Harding University Business Office, businessoffice@harding.edu, phone: 501-279-4654

TEACH Grant Service Requirements

Stay in contact with your TEACH grant servicer
Complete Agreement to Serve annually and provide employment documentation
Inform grant servicer if you do not intend to complete Agreement to Serve