Harding - Financial Aid - Apply for Loans

Federal TEACH Grant/Loan

Grant for undergraduate and graduate students willing to teach low income students in a high need field.
Available undergraduate and graduate students for up to $4000 per year.
Obligates student to a four year service requirement after graduation, otherwise converts to a loan.
To apply, must complete online Teach Grant Counseling and an Agreement to Serve (ATS).

Federal Parent PLUS and Grad PLUS Loan Application Process

For PARENTS of undergraduate students OR for GRADUATE STUDENTS seeking additional funding.
Apply as early as April 1 each year.
Applicants may borrow up to the entire cost of education through this program.
If a parent is unable to borrow a Direct PLUS Loan due to exceptional circumstances, they may complete the PLUS Loan Eligibility Waiver form to request that the student receive increased Direct Loan funding equal to that of an independent student ($4000 for Freshmen or Sophomores, $5000 for Juniors or Seniors). Approval is determined based on documentation of exceptional circumstances.
Learn about the Federal PLUS Loan program at studentaid.gov. To apply, Sign In and then follow the link to "Start PLUS Application Process."

Alternative Private Loan Search

Loan programs for students needing more money but with no access to the Federal PLUS loan.
Lenders offer various rates and repayment terms.
All lenders allow online applications.
Review our instructions, and then follow links to individual lenders.

Apply for Loans